Τι άραγε απόγινε εκείνη η "Διακινδύνευση";

Γράφοντας το προηγούμενο post για τις 100+ τράπεζες που έχουν πτωχεύσει στις ΗΠΑ μου ήρθε στο μυαλό αυτή η μόδα που είχε συνεπάρει κάποιους διανοούμενους πριν λίγα χρόνια και είχαν φτιάξει κι ολάκερη σχολή περί Risk Society!!!



Τους θυμάστε; Γιατί δεν τους βλέπω να είναι ιδιαίτερα λαλίστατοι τελευταία.... Καιρός να γράψουν κάτι σαν αυτό..

Οι Ενενηνταοκτώ Τράπεζες που έριξαν κανόνι στις ΗΠΑ .. till now!

Αναρωτηθήκατε ποτέ πόσες αμερικανικές τράπεζες έπεσαν θύματα της κρίσης (που οι ίδιες δημιούργησαν); Μιας και ακούμε μόνο τα ηχηρά ονόματα, ιδού η λίστα με όλα τα τραπεζικά ιδρύματα των ΗΠΑ που έχουν πτωχεύσει από πέρσι τον Ιανουάριο. Το 2008 συνολικά 26 τράπεζες αιτήθηκαν πτώχευσης εκ των οποίων οι 22 το β' εξάμηνο του 2008. Για το 2009 ο αριθμός των θυμάτων έχει ως τώρα διαμορφωθεί στα 72 και ο αριθμός ανεβαίνει κι άλλο. Από τον κατάλογο λείπουν και καμιά 20αριά Credit Unions. (Πηγή: FDIC).


Επίσης, απουσιάζουν οι εξής τραπεζολεβιάθαν: η Lehman Brothers, η Bear Stearns και η Wachovia που ήταν investment banks κι όχι commercial banks. Επιπλέον, στον κατάλογο πρέπει να προστεθούν τα πιστωτικά ιδρύματα χορήγησης επισφαλών στεγαστικών δανείων (τα λεγόμενα subprime mortgage lenders) όπως οι Countrywide Financial, Fannie Mae και Freddie Mac. Τέλος, ο κατάλογος συμπληρώνεται με τον ασφαλιστικό γίγαντα AIG (American International Group).

2009:

Bank Name City State CERT # Closing Date Updated Date Community First Bank Prineville OR 23268 August 7, 2009 August 7, 2009 Community National Bank of Sarasota County Venice FL 27183 August 7, 2009 August 7, 2009 First State Bank Sarasota FL 27364 August 7, 2009 August 7, 2009 Mutual Bank Harvey IL 18659 July 31, 2009 August 5, 2009 First BankAmericano Elizabeth NJ 34270 July 31, 2009 August 5, 2009 Peoples Community Bank West Chester OH 32288 July 31, 2009 August 5, 2009 Integrity Bank Jupiter FL 57604 July 31, 2009 August 5, 2009 First State Bank of Altus Altus OK 9873 July 31, 2009 August 5, 2009 Security Bank of Jones County Gray GA 8486 July 24, 2009 July 30, 2009 Security Bank of Houston County Perry GA 27048 July 24, 2009 July 30, 2009 Security Bank of Bibb County Macon GA 27367 July 24, 2009 July 30, 2009 Security Bank of North Metro Woodstock GA 57105 July 24, 2009 July 30, 2009 Security Bank of North Fulton Alpharetta GA 57430 July 24, 2009 July 30, 2009 Security Bank of Gwinnett County Suwanee GA 57346 July 24, 2009 July 30, 2009 Waterford Village Bank Williamsville NY 58065 July 24, 2009 July 30, 2009 Temecula Valley Bank Temecula CA 34341 July 17, 2009 July 23, 2009 Vineyard Bank Rancho Cucamonga CA 23556 July 17, 2009 July 23, 2009 BankFirst Sioux Falls SD 34103 July 17, 2009 July 23, 2009 First Piedmont Bank Winder GA 34594 July 17, 2009 July 23, 2009 Bank of Wyoming Thermopolis WY 22754 July 10, 2009 July 15, 2009 Founders Bank Worth IL 18390 July 2, 2009 July 7, 2009 Millennium State Bank of Texas Dallas TX 57667 July 2, 2009 July 7, 2009 First National Bank of Danville Danville IL 3644 July 2, 2009 July 7, 2009 Elizabeth State Bank Elizabeth IL 9262 July 2, 2009 July 7, 2009 Rock River Bank Oregon IL 15302 July 2, 2009 July 7, 2009 First State Bank of Winchester Winchester IL 11710 July 2, 2009 July 7, 2009 John Warner Bank Clinton IL 12093 July 2, 2009 July 8, 2009 Mirae Bank Los Angeles CA 57332 June 26, 2009 August 6, 2009 MetroPacific Bank Irvine CA 57893 June 26, 2009 August 6, 2009 Horizon Bank Pine City MN 9744 June 26, 2009 August 6, 2009 Neighborhood Community Bank Newnan GA 35285 June 26, 2009 August 6, 2009 Community Bank of West Georgia Villa Rica GA 57436 June 26, 2009 August 6, 2009 First National Bank of Anthony Anthony KS 4614 June 19, 2009 August 6, 2009 Cooperative Bank Wilmington NC 27837 June 19, 2009 August 6, 2009 Southern Community Bank Fayetteville GA 35251 June 19, 2009 August 6, 2009 Bank of Lincolnwood Lincolnwood IL 17309 June 5, 2009 August 6, 2009 Citizens National Bank Macomb IL 5757 May 22, 2009 August 6, 2009 Strategic Capital Bank Champaign IL 35175 May 22, 2009 August 6, 2009 BankUnited, FSB Coral Gables FL 32247 May 21, 2009 August 6, 2009 Westsound Bank Bremerton WA 34843 May 8, 2009 August 6, 2009 America West Bank Layton UT 35461 May 1, 2009 August 6, 2009 Citizens Community Bank Ridgewood NJ 57563 May 1, 2009 August 6, 2009 Silverton Bank, NA Atlanta GA 26535 May 1, 2009 August 6, 2009 First Bank of Idaho Ketchum ID 34396 April 24, 2009 August 6, 2009 First Bank of Beverly Hills Calabasas CA 32069 April 24, 2009 August 6, 2009 Michigan Heritage Bank Farmington Hills MI 34369 April 24, 2009 August 6, 2009 American Southern Bank Kennesaw GA 57943 April 24, 2009 August 6, 2009 Great Basin Bank of Nevada Elko NV 33824 April 17, 2009 August 6, 2009 American Sterling Bank Sugar Creek MO 8266 April 17, 2009 August 6, 2009 New Frontier Bank Greeley CO 34881 April 10, 2009 August 6, 2009 Cape Fear Bank Wilmington NC 34639 April 10, 2009 August 6, 2009 Omni National Bank Atlanta GA 22238 March 27, 2009 August 6, 2009 TeamBank, NA Paola KS 4754 March 20, 2009 August 6, 2009 Colorado National Bank Colorado Springs CO 18896 March 20, 2009 August 6, 2009 FirstCity Bank Stockbridge GA 18243 March 20, 2009 August 6, 2009 Freedom Bank of Georgia Commerce GA 57558 March 6, 2009 August 6, 2009 Security Savings Bank Henderson NV 34820 February 27, 2009 August 6, 2009 Heritage Community Bank Glenwood IL 20078 February 27, 2009 August 6, 2009 Silver Falls Bank Silverton OR 35399 February 20, 2009 August 6, 2009 Pinnacle Bank of Oregon Beaverton OR 57342 February 13, 2009 August 6, 2009 Corn Belt Bank & Trust Co. Pittsfield IL 16500 February 13, 2009 August 6, 2009 Riverside Bank of the Gulf Coast Cape Coral FL 34563 February 13, 2009 August 6, 2009 Sherman County Bank Loup City NE 5431 February 13, 2009 August 6, 2009 County Bank Merced CA 22574 February 6, 2009 August 6, 2009 Alliance Bank Culver City CA 23124 February 6, 2009 August 6, 2009 FirstBank Financial Services McDonough GA 57017 February 6, 2009 August 6, 2009 Ocala National Bank Ocala FL 26538 January 30, 2009 August 6, 2009 Suburban FSB Crofton MD 30763 January 30, 2009 August 6, 2009 MagnetBank Salt Lake City UT 58001 January 30, 2009 August 6, 2009 1st Centennial Bank Redlands CA 33025 January 23, 2009 August 6, 2009 Bank of Clark County Vancouver WA 34959 January 16, 2009 August 6, 2009 National Bank of Commerce Berkeley IL 19733 January 16

2008:

Sanderson State Bank En Español	Sanderson	TX	11568	December 12, 2008	August 6, 2009
Haven Trust Bank	Duluth	GA	35379	December 12, 2008	August 6, 2009
First Georgia Community Bank	Jackson	GA	34301	December 5, 2008	August 6, 2009
PFF Bank & Trust	Pomona	CA	28344	November 21, 2008	August 6, 2009
Downey Savings & Loan	Newport Beach	CA	30968	November 21, 2008	August 6, 2009
Community Bank	Loganville	GA	16490	November 21, 2008	August 6, 2009
Security Pacific Bank	Los Angeles	CA	23595	November 7, 2008	August 6, 2009
Franklin Bank, SSB	Houston	TX	26870	November 7, 2008	August 6, 2009
Freedom Bank	Bradenton	FL	57930	October 31, 2008	August 6, 2009
Alpha Bank & Trust	Alpharetta	GA	58241	October 24, 2008	August 6, 2009
Meridian Bank	Eldred	IL	13789	October 10, 2008	August 6, 2009
Main Street Bank	Northville	MI	57654	October 10, 2008	August 6, 2009
Washington Mutual Bank	Henderson	NV	32633	September 25, 2008	April 24, 2009
Washington Mutual Bank FSB	Park City	UT	32633	September 25, 2008	August 6, 2009
Ameribank	Northfork	WV	6782	September 19, 2008	August 6, 2009
Silver State Bank En Español	Henderson	NV	34194	September 5, 2008	August 6, 2009
Integrity Bank	Alpharetta	GA	35469	August 29, 2008	August 6, 2009
Columbian Bank & Trust	Topeka	KS	22728	August 22, 2008	August 6, 2009
First Priority Bank	Bradenton	FL	57523	August 1, 2008	August 6, 2009
First Heritage Bank, NA	Newport Beach	CA	57961	July 25, 2008	August 6, 2009
First National Bank of Nevada	Reno	NV	27011	July 25, 2008	August 6, 2009
IndyMac Bank	Pasadena	CA	29730	July 11, 2008	August 6, 2009
First Integrity Bank, NA	Staples	MN	12736	May 30, 2008	August 6, 2009
ANB Financial, NA	Bentonville	AR	33901	May 9, 2008	August 6, 2009
Hume Bank	Hume	MO	1971	March 7, 2008	August 6, 2009
Douglass National Bank	Kansas City	MO	24660	January 25, 2008